About 58% of Indonesia's
population is excluded from mortgage financing, and Miliki Rumah's Al-driven software-as-a-service uses over 20 alternative data points to assess financial health and provide a predictive credit score within an hour.
Those who show potential but fall below bank thresholds are enrolled in a 12-month rent-to-own program to build a documented credit trail for a traditional bank mortgage, and a US$50 million offtake fund is backed by Ruifeng Wealth Management, Tembusu Partners, and Trigger Asset Management.
Dive into the full piece to see how the software-as-a-service platform has been deployed in over 130 projects across 50 developers, with revenue growing at 100% month on month.
